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Remain calm for the first six months after you win the lottery. You can set aside a fixed amount for this indulgence and celebration. Save the big purchases for later and plan your budget accordingly.
Pay off all your debts. Whether it is credit card debt or a mortgage, your rate of return equals the interest rate on the loan.
Gather a team of legal and financial advisers. You have to cautiously judge who is helping you and who is trying to use you. Rather than signing on to a group of advisors that someone else has put together, have your own lawyer, accountant and investment advisor, and have them to work together.
Check broker records at the Financial Industry Regulatory Authority. For attorneys and insurance agents, see whether there have been any complaints filed with state disciplinary authorities.
Invest responsibly putting the money in safe, short-term investments. You can ask your advisors to put together an investment portfolio divided half-and-half between equities such as stocks and fixed income like bonds.
Live within a budget. Discipline yourself to preserve your winnings and not go on a wild spending spree. Play Results Real Winners More.
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Reserve Bank of Australia tipped to cut interest rates to one per cent. The selection is too far out of balance to come up in a random drawing.
Pattern betting is an even more popular method of marking bet slips. Patterns of numbers marked in a row to make a straight line, either across the bet slip vertically or diagonally get heavy play—which means sharing the prize with others if the numbers are drawn as winners.
Other designs such as patterns of initials or numbers or crosses also get heavy play. Other popular combinations that get heavy play are the number multiples, especially and Many people like to play same last digits, such as , or all digits that end in seven, or some other favorite lucky lottery number.
Even four same last digits occur in less than two-tenths of one percent of all drawings. Winning sets of numbers with three last digits the same occur in less than 3 percent of all drawings.
Winning sets of numbers with no more than one repeated last digit represent nearly 90 percent of all drawings. The majority of Lotto players like to play the calendar numbers, such as birth dates and anniversaries—and their children's ages.
This means that the most heavily played numbers are 1 through If you play only the calendar numbers, you might be sharing your jackpot with dozens of other winners.
It's not to say that you shouldn't play your personal numbers if you feel these lucky numbers are good to play. But we recommend that you include a couple of high numbers so that just in case your numbers do hit, you win a prize that's worth something.
Quick Picks are used by lazy people who want to be in the action without putting any effort into winning. When you read articles about jackpot winners, it appears as though they all used either Quick Picks, birth dates, or their children's ages.
The vast majority of people do play that way. If the majority of tickets sold are Quick Picks, then it makes sense that the majority of jackpots won should be won with Quick Picks.
However, when you see the actual statistics, as we did, you'll find that you have a better chance of winning by picking numbers randomly out of a hat than by using Quick Picks.
The person authorised to pick up the prize should bring identification for verification and audit purposes.
This prize will be paid as per the Prize Claim form; Cheque or Direct Deposit. If your ticket is damaged please return the damaged ticket with the form, remembering to keep copies for your own records.
If we are successful in locating your ticket a 'Stop Payment' can be placed on your ticket which will prevent anyone else from claiming your prize provided it has not already been paid.
If you are a Tatts Card member and you lose your lotto ticket registered to your Tatts Card, you should call us on Once we verify your identity we can arrange for a cheque or free ticket certificate to be mailed to you made out to the name and address registered on the Tatts Card.
If you lose your ticket together with your Tatts Card call us immediately so that we can place a 'Stop Payment' on your ticket which will prevent anyone else from claiming your prize provided that it has not yet been paid.
If your Instant Scratch-Its ticket is lost or damaged you will need to complete a Lost or Damaged Ticket Search per ticket, which will assist us in locating your ticket in our lottery system.
Your online account must be verified before you can enable electronic prize payments.